Is your association ready for the December 31, 2026 deadline?
Florida’s milestone inspection and reserve-study deadlines are approaching. Most boards have not checked one related thing: whether their property insurance reflects a current appraisal, the way the law now requires. We will, for free.
What the free review covers.
01
Is your coverage based on a current appraisal?
Florida law now requires "adequate" coverage to reflect a current independent appraisal, re-checked at least every three years. A lot of policies were bound on numbers that are already stale.
02
Is your windstorm coverage intact?
Windstorm coverage is the mandatory default on a Florida residential policy. We confirm it was never quietly excluded through the strict signed opt-out procedure.
03
Where could a claim fall short?
If a loss happened tomorrow, we flag where the policy, the documentation, or the deductible could leave your association covering costs it should not have to.
No cost. No obligation. Useful whether or not we ever work together.
Tell us about your association.
James Coyne, a licensed Florida public adjuster, personally reviews every submission and responds within one business day.
Prefer to learn first? Visit the Board Resource Center.
Free Board Readiness Review
Response within 1 business day.