Milestone Inspections & SIRS: The 2025–2026 Deadlines
Florida condominium and cooperative buildings three stories or higher face two structural-safety obligations with hard deadlines: the milestone inspection and the Structural Integrity Reserve Study (SIRS). Here is where those deadlines actually stand, and one records-transparency rule that took effect in 2026.
Why these requirements exist
SB 4-D was enacted May 26, 2022, in direct response to the June 24, 2021 Champlain Towers South collapse in Surfside, which killed 98 people. It introduced milestone structural inspections for condo and co-op buildings three stories or higher, and mandatory reserve funding tied to a Structural Integrity Reserve Study.
The SIRS deadline moved twice
The original SIRS deadline was December 31, 2024. HB 913 (2025) extended it one year to December 31, 2025.
There is an exception. Associations that must complete a milestone inspection by December 31, 2026 may complete the SIRS at the same time, in which case the SIRS deadline effectively becomes December 31, 2026. Know which deadline your building falls under before you plan around it.
The 2026 records-transparency rule
Effective January 1, 2026, associations managing a condominium with 25 or more units (excluding timeshares) must post copies of specified official records online. This is a governance obligation distinct from the structural deadlines, but it lands in the same window.
Where CCG fits
We do not perform the engineering inspection or write the SIRS, that is not our lane. What we do is make sure that when your building takes a covered loss, the insurance claim is documented and paid in full, so recovery is not competing with the reserve funding these deadlines require.
Sources
- DBPR official condominium timeline — condos.myfloridalicense.com
- Florida Senate CS/CS/HB 913 (2025) committee summary — flsenate.gov
This page is for general information, not legal advice. Confirm any deadline or obligation against your association’s governing documents and current Florida law.
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