Next door on Angel Court after Hurricane Isaias: a solar shingle roof, an oak across the pool enclosure, and the patio eave pulled loose
Same street, same storm, different damage. This brick home on Angel Court in Gulf Breeze has an architectural shingle roof carrying a solar array, and the first thing the flight does after the neighborhood wide shot is climb onto that roof. Solar panels on a hurricane claim are their own line: the panels, the racking, the roof penetrations under them, and whether the array is even covered on this policy. Check the declarations before you assume.
The bigger loss here is the oak. It came down across the screened pool enclosure and the privacy fence, and the flight follows it from the yard to the crushed enclosure frame to the back patio, where the eave, fascia, and gutter are pulled off the brick and the porch ceiling is open. Enclosures, fences, and detached structures sit under "other structures" coverage, usually capped at ten percent of the dwelling limit. Tree removal has its own sublimit. Knowing those caps before the first conversation with the carrier is the difference between a fair settlement and a surprise.
We represent both of these Angel Court homeowners. If your house in Gulf Breeze, Tiger Point, or Navarre has a tree on it, call us before you sign anything with a contractor or a carrier.
Shot list for the 1:53 flight over Gulf Breeze
There is no narration on this footage. This is what is on screen at each point of the flight, written by the public adjuster who commissioned it.
- 0:00
Wide over the subdivision from altitude: shingle roofs, screened pool enclosures, and a tarped roof at the edge of frame.
- 0:12
Front elevation of the brick house from the street, the big oak over the driveway still standing, debris on the lawn.
- 0:24
Low over the architectural shingle roof and the solar panel array, looking across the ridge toward the neighbors.
- 0:36
The wood privacy fence lying flat in the side yard under the fallen limbs.
- 0:48
The fallen oak from above: the trunk across the yard and the crushed screened pool enclosure under the canopy.
- 1:00
At the back wall: the pool enclosure frame bent and torn against the brick, a window and the patio behind it.
- 1:24
Under the back patio roof. The eave, fascia board, and gutter pulled away from the house, the porch ceiling open, a ceiling fan still hanging.
- 1:36
Straight-down plan view of the house: the full roof with the solar panels, the driveway, the enclosure, and the tree across the back.
The other 6 full-length flights
All Hurricane Isaias drone footage, Pensacola and the Panhandle
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321-501-6718Coyne Commercial Group is a licensed Florida public adjusting firm. Fla. PA Lic. W482618 / Firm Lic. G350978. Fees are set in a written contract and disclosed before you sign anything.
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